This is my first time hosting a Carnival so thanks for stopping by and taking a look. And thanks to everyone that sent in their submissions. I read most of your blogs on a daily basis and it was a pleasure hosting your posts and insights. Now, onto the Carnival…

You Can Go Out and Payoff Debt at We’re in Debt

An interesting post about inexpensive ways of having fun while watching your bottom line.

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Money Mondays at Mercurial Scribe

A brand-new series of posts detailing the start of her debt reduction journey. In it she talks about lowermybills.com and how their third party agencies have called non-stop. I have experienced the same thing with my brief interaction with that company. My advice: stay away from bill consolidation companies all together.

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Merging Lives, Merging Money at Simple Guru

When you move in with your boyfriend/girlfriend/etc, will it be separate accounts or joint accounts? Simple Guru details the pros and cons and provides some good tips along the way.

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How to Furnish Your House On Any Budget, Even For Free at The Digerati Life

Recently, I moved into a new apartment and – for the first time ever – don’t have a roommate. So far it’s been great, but I quickly realized that my roommates had always provided the bulk of the furniture. In this post The Digerati Life details a few furniture strategies ranging from buying retail to…well…you’ll see.

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Refinancing When the Rates Are Higher at Searchlight Crusade

Professional insight on what appears to be a very common problem.

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Divorce During a Chapter 13 Bankruptcy at Bankruptcy Law Network

This just in…Chapter 13 Bankruptcy is no fun. Neither is Divorce. What happens when the two meet? By the way…I had assumed that a common reason for divorce would be “money problems” and was going to write a little something about that. But after some quick fact-checking it turns out there’s little truth to that.

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How to Improve Your Credit Score at Free Money Finance

A few tips on what really matters in terms of getting that score up.

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Paycheck and Emergency Fund Calculators at Queercents

It’s okay to get a refund on your taxes…just be mindful of how much is too much. This post contains various thoughts and strategies on the subject.

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Citibank’s Universal Default Clause…Buh Bye!!! at Blogging Away Debt

This is the first I’ve heard of this news – and I can honestly say that I am just as excited about it as Blogging Away Debt is. Hopefully all credit cards will soon follow Citibank and American Express’ lead.

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Your Income Pie – How Should You Cut It? at Debt Free

How much of your budget should you allocate to certain things…Debt Free has compiled some interesting numbers as a starting point.

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Skipping EVEN MORE Nickels and Dimes for Bigger Savings (long and updated) at Wisdom from Wenchypoo’s Mental Wastebasket

Great post that details numerous ways to save here and there on practically everything.

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I’m in Debt – MTV True Life at My New Choice

My New Choice has some thoughts on young people and debt after watching MTV True Life – I’m in Debt. I think I’ve seen this episode actually, and speaking as a ‘young person’ myself…please don’t think those people represent the rest of us.
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Facing Your Credit Card Debt at Ask Mr. Credit Card’s Blog

Mr. Credit Card explains how the first step in tackling your credit card debt is to acknowledge that you’re in debt.

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Check Out My Prediction From Two Years Ago! at No Credit Needed

Personal Finance blogs are about two things to the readers: tips and motivation. Here’s a healthy dose of the latter from No Credit Needed.

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Paying extra mortgage principal the easy way at 40 Something Finance

Before making any extra mortgage payments, make sure you’re doing it the right way.

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Best Financial Choice – 15 Year Mortgage at Journey To Financial Freedom

15 or 30-year mortgage…what could you save?

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Man Can’t Live at Bread Alone – Or Can He? At Mad Kane’s Humor Blog

Might as well wrap up the Carnival with a little poem from Mad Kane