Well, as I mentioned last month, my debt reduction plan is currently a victim to my friends’ lives. Multiple weddings and bachelor parties popped up and I’m frantically trying to pay my way without reaching for the plastic. However, I did pay for my plane ticket using a card – I have already that purchase off – pretty impressive when you consider I used to be the guy that would let that linger on there and be happy paying the minimum while thinking that it would work itself out down the road.

Furthermore, I think I can make a few moves and increase my monthly debt payment. While it would still be far from “gazelle-like”, it would be a step in the right direction.

In fact, one move that I’m going to make involves a slight change in my original “5 Account Plan”. While the “quarterly debt dump” was a good idea and definitely helps psychologically (seeing those negative numbers race back to zero in large chunks is always nice), it still leaves too much up to me – and as I’ve said before, I obviously can’t be trusted.

So rather than have $51.75 go into that account every time I get paid, I have set up an automatic payment for it to immediately go to paying off the credit card. All while still making the regular payments I was making before and throwing whatever else I can get my hands on at it.

And, as always – I’ll keep you posted.