Comments on: 401(k) Confusion http://climbingfromdebt.com/2007/05/24/401k-confusion/ It's only after we've lost everything that we're free to do anything. Wed, 04 Jan 2012 15:01:01 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Anonymous http://climbingfromdebt.com/2007/05/24/401k-confusion/comment-page-1/#comment-33 Anonymous Mon, 04 Jun 2007 00:10:00 +0000 http://climbingfromdebt.com/2007/05/24/401k-confusion/#comment-33 Dave Ramsey says to look at the lifetime return for funds that have been in business at least 10 years. Look for a return over 12%. When I was picking funds for my IRAs and ESAs, I picked funds net of expenses. <br/><br/>Other people suggest no-load index funds. Vanguard has some good ones like the Vanguard Total Stock Market Index (VTSMX). Good luck! Dave Ramsey says to look at the lifetime return for funds that have been in business at least 10 years. Look for a return over 12%. When I was picking funds for my IRAs and ESAs, I picked funds net of expenses.

Other people suggest no-load index funds. Vanguard has some good ones like the Vanguard Total Stock Market Index (VTSMX). Good luck!

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