Again, I love tax season. This year I received a large chunk of money back from Uncle Sam and immediately threw that on top of my existing payments for this month. The result was a (near) 25% reduction in my credit card debt and a 54% increase in my overall net worth. If it weren’t for the big hit to my investment accounts – especially my 401(k) – I would be close to a zero net worth, which at this point sounds really, really good.

I’m not at all concerned about the investment accounts because I’m obviously in it for the long-haul and am a big believer in dollar cost averaging – so the way I look at it, stocks are currently on sale this week. That being said, I am going to start the process of rolling over my old 401(k) to the 401(k) I just started with my new company. I want all of that money working together. Especially once I have my debt paid off, since I plan to put my savings plans in overdrive to catch up on lost time – about a decade worth (man, that makes me angry).