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	<title>Climbing From Debt &#187; quotes</title>
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		<title>No time like the present, no planning for the future&#8230;</title>
		<link>http://climbingfromdebt.com/2009/02/09/no-time-like-the-present-no-planning-for-the-future/</link>
		<comments>http://climbingfromdebt.com/2009/02/09/no-time-like-the-present-no-planning-for-the-future/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 17:12:00 +0000</pubDate>
		<dc:creator>KC</dc:creator>
				<category><![CDATA[cnn]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[quotes]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[zen]]></category>

		<guid isPermaLink="false">http://climbingfromdebt.com/2009/02/09/no-time-like-the-present-no-planning-for-the-future/</guid>
		<description><![CDATA[I was reading an article by Pat Regnier on CNN.com, called &#8220;Why saving for your future is so hard&#8221;. In the article, he writes that planning for your retirement is difficult because you can&#8217;t predict your future situation or how to plan for it. He backs this up with a lot of science &#8211; which [...]]]></description>
			<content:encoded><![CDATA[<p>I was reading an article by Pat Regnier on CNN.com, called <a href="http://money.cnn.com/2009/02/04/retirement/retirement_saving.moneymag/index.htm?postversion=2009020511">&#8220;Why saving for your future is so hard&#8221;</a>.  In the article, he writes that planning for your retirement is difficult because you can&#8217;t predict your future situation or how to plan for it.</p>
<p>He backs this up with a lot of science &#8211; which I like:</p>
<blockquote><p>Psychologists, economists and legal scholars often speak of people as having multiple selves. This odd idea helps to explain a lot of our mistakes &#8211; we just don&#8217;t always know what will make our future selves happy. In fact, we make predictable errors, says Carnegie Mellon University economist George Loewenstein, thanks in part to a mental habit called projection bias. We put too much weight on our current tastes when thinking about our future ones.</p></blockquote>
<p>This article got me thinking about some aspect of my own life that I have a tendency to try and plan.</p>
<p>I read a lot and some of the books I lately I&#8217;ve been reading a few books on Zen and how your mindset shapes your reality.  I just started reading a book titled, <a href="http://www.amazon.com/Zen-Art-Happiness-Chris-Prentiss/dp/0943015537/ref=si3_rdr_bb_product">&#8220;Zen and the Art of Happiness&#8221;</a> and right off the bat there was a concept that I wanted to share:</p>
<blockquote><p>&#8220;Every event that befalls me is absolutely the best possible event that could occur.&#8221;</p></blockquote>
<p>By this, the author is basically asking you to understand that you cannot plan your life.  Things happen, some things you will consider to be &#8220;good&#8221;, some you will consider to be &#8220;bad&#8221;.  But really, you don&#8217;t know what the future holds and how it will shape your life, your beliefs and your opinions of &#8220;good&#8221; and &#8220;bad&#8221;.</p>
<p>For instance, I have been writing recently that I expect to lose my job soon.  The economy is bad and I feel that my boss &#8211; whether deserved or not &#8211; is not happy with how I do my job.</p>
<p>Here&#8217;s the thing though, I don&#8217;t like my job.  I don&#8217;t like where I&#8217;m working or what I am doing.  It&#8217;s causes stress in my life and relationship.  It doesn&#8217;t interest me or fulfill me as a person.  Why am I still doing it?  &#8216;Cause I make a living from it, I have bills to pay and it&#8217;s tough to find other jobs right now.  But I would be forced to re-evaluate my career, life, goals if I were to get fired, right?  So maybe&#8230;</p>
<blockquote><p>&#8220;Every event that befalls me is absolutely the best possible event that could occur.&#8221;</p></blockquote>
<p>Just a thought.  With that said, I want to share a few other quotes that I feel are related to this subject (I&#8217;m a big quote guy).  I wrote these down in my planner a long time ago and randomly came across them today &#8211; maybe someone&#8217;s trying to tell me something?</p>
<blockquote></blockquote>
<blockquote><p>&#8220;Whosoever desires constant success must change his conduct with the times.&#8221;<br />                                  -Niccolo Machiavelli (don&#8217;t be scared&#8230;it&#8217;s still a good quote)    </p></blockquote>
<div style="text-align: right;"></div>
<blockquote><p>&#8220;It&#8217;s never too late to be who you might have been&#8221;<br />                                                               &#8211; George Eliot</p></blockquote>
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